lately, its reached 98,000 miles? this morning and when I broke for lunch both times I swore it wasn't going to go on, all the lights went on on the dashboard but it hesitated to start. what is wrong and what do I do??

Could be
1) starter
2) alternator
3) battery

Take it to an auto-mechanic and they should be able to diagnose the problem and give you an estimate for free.